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Early repayment calculator

One-shot early repayment on an annuity loan β€” cut term or monthly payment. Runs in your browser.

Early payments

Summary
{
  "baselinePayment": 46299.35,
  "revisedMonthlyPayment": 46299.35,
  "revisedTermMonths": 168,
  "interestSaved": 3144047.96,
  "totalPaymentSaved": 3144047.96
}

Not a bank offer. Fees, moratoriums, and day-count rules may differ.

Your data never leaves the browser.

How it works

  • Enter loan params and one or more early payments (month + amount).
  • Choose cut term vs cut payment.
  • Compare interest saved β€” nothing is sent to the server.

FAQ

Multiple early payments?
Yes β€” add up to 6 extras. They apply after the regular payment of each month.
Is this mortgage-ready for RU banks?
Standard annuity math. Real contracts may add fees or different schedules.

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